Financial Tip – Gift Cards

Have you ever gotten to the point where you can’t buy food, put gas, or take your spouse out for a small date. Here’s my advice, purchase what I call rainy day cards. Every check purchase gift cards for the activities you want I do.  In the example below I went into Walgreens to purchase gift cards for Fandago, Whole Foods, and iTunes.

Fandago/AMC

Fandago because I’m a movie goer. Even at my lowest I’m able to clear my mind and go watch a movie. A side note, occasionally T-Mobile offers discounted movie tickets through their T-Mobile Tuesdays program. This is a great incentive for me to go through Fandago.

An alternative to this would be getting a gift card from AMC (or other theater chain in your area) giving you the ability to also purchase snacks and drinks. Don’t forget once the gift card funds have been expired the spending stops!

Whole Foods

Whole Foods is a consistent pick for me because of the flexibility it gives me with lunch vs groceries. Them having a food bar and groceries gives me the ability to pick how I want to spend the funds without making my eating habits boring. Sometimes I’ll spend a good portion of my gift card in one go but one gift card can cover up to 10 lunch trasanctions based on my eating portions.

iTunes

Lasty iTunes. No shame in saying I’m the person unlocking full versions of apps I like and buying any and everything that seems appealing in the App Store. Also having multiple Apple products like their MacBook Pro, Apple TV, iPhone, etc, this allows me to buy across all of the platforms. The last thing you want is a overdraft fee for a $1.99 purchase (it’s happened to me before).

Postive Changes

Easier and clearer budgeting

Cut down use of bank account and avoid fees

Access to food and activities with no actual cash

 

 

 

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